The fundamental system problems in housing delivery/production are time and money. The cost profile of housing has become too high for even average or median income households to afford. As home prices continue to rise and incomes remain stagnant, the gap will only grow if not addressed through regulation and policy development. Long regulatory reviews only exacerbate the problems making it more costly for developers. “Reducing the red tape” is a common phrase often used politically to get approvals through the system faster. But this only addresses one side of the equation. What tools are available to address the issue imbalance from all sides? TiF, CLTs, CIPs, and CPPS are examples available to municipalities now in Ontario; how can we deploy every tool possible to help solve the housing crisis?